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Published on May 23, 2020 | Study Abroad
7 Mistakes to avoid while applying for a master’s degree in Germany


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Study in Germany:

Let’s be honest – applying to a German university can often seem like a daunting process.

The admission offices easily receive over 100 applications each day. Out of these 100 applications, very few make it to study in Germany.

This happens due to reasons such as incomplete applications, insufficient preparation, not meeting deadlines, visa issues, financial difficulties, and more.

Here are 7 mistakes you should avoid while applying for a master’s degree to study in Germany:

1. Lack of planning, Incomplete Documents

Germans love planning and documenting everything in a systematic way.

This holds true to German universities who expect you to have all your documents in order well in advance.

Lack of planning - Study in Germany - Navigus

To study in Germany, start your course/university research 4-6 months before the actual application time.

Navigus can help in not only shortlisting courses and universities but also saving multiple rounds of back and forth communication with the admissions team asking for missing or incomplete documents.

2. Too few or too many university applications and Excluding public universities

Applying to just one university will reduce your chances of getting admission.

On the other hand, too many applications reduce the quality of attention each application deserves.

Apply to at least 5 and no more than 8 universities.

University applications - Study in Germany - Navigus

Make sure to include public universities, they’re your best shot to study in Germany. They charge nothing or close to nothing in terms of tuition fees and offer quality education.

Another advantage of a public university is that they’re better in terms of infrastructure and access to bigger public research networks and funds.

3. Not following the guidelines provided by the German embassy for the visa process

It is mandatory to ensure that all your documents are represented in a systematic manner as dictated by the embassy/consulate.

The process of visa application is quite intricate and requires a great deal of time and attention.

It’s not just about filling out a form and booking an appointment.

It involves collecting and legalizing your documents, reaching out to legal authorities for notarization and so much more.

Visa process - Study in Germany - Navigus

You have to run back and forth to make ends meet. And in case any information is falsified or misrepresented you can face a direct rejection from the German embassy.

Therefore, make sure you get all your documents verified and checked before you apply.

You can get on a call with an overseas education expert for a free online counseling session and understand the entire visa process from end-to-end.

4. Not booking accommodation in advance

The housing situation for international and exchange students in Europe has been called ‘alarming’.

Make sure you do thorough research and book your stay at the earliest.

On average, a single occupancy 25-35 sq meter unit rent can cost between 400-700 Euros. Note that this may vary depending on your requirements and the city you’d like to live in.

Accommodation - Study in Germany - Navigus

There are ~55000 student residential units across Germany and a lot more incoming students every year.

Navigus through its accommodation partners provides access to 2700+ units across Germany and can book your stay without any fuss.

Here’s a Navigus student accommodation partner unit in Berlin for your reference:

Accommodation in Berlin - Study in Germany - Navigus

5. Not applying for health insurance (Krankenversicherung)

Staying in Germany without health insurance is not permissible.

Health insurance is not just for visa requirements, it can also lead to financial insolvency and bankruptcy in case of illness, accidents, damages, and other emergencies.

Health insurance - Study in Germany - Navigus

Here’s a list of the top insurance providers in Germany (Deutschland), both private and public.

Top public health insurance providers:

  • AOK-DIE GESUNDHEITSKASSE
  • TK- Techniker Krankenkasse
  • Barmer
  • KKH-Kaufmännische Krankenkasse

Top private health insurance providers:

  • Allianz Private Krankenversicherung
  • AXA
  • Signal Iduna
  • Bayerische Beamtenkrankenkasse

For more details about applying and choosing the right insurance partner, connect with us.

Additionally, you must also secure liability insurance.

Personal liability insurance (Haftpflichtversicherung) covers you in cases of accidental damage to a third party or their property.

In Germany, you are legally responsible for any damages caused to others by you or your family.

It is important to note that this is restricted not only to damages one has personally caused but also holds for damages caused by one’s children, by one’s pets, and so on.

You are liable for all your estate.

The annual contribution of personal liability insurance very much depends on the provider. As a rough estimate, you should calculate with at least 65 Euros.

6. Improper understanding of blocked account (Sperrkonto) and Over or under budgeting

Before you reach out to banks and open a block account, get a thorough estimate of your expenses.

Make sure you formulate a reasonable budget plan that includes tuition fee, study material, rent, utilities, food, entertainment, devices, telecom/wifi, travel, everyday necessities, and other miscellaneous expenses.

But don’t go overboard and over budget because that will mean money sitting in an account with no interest gain benefits.

Overall budget & block account - Study in Germany - Navigus

There are several Indian and German blocked account providers available, each has its own upsides and downsides.

Navigus can calculate the right budget for your personalized needs and help you open the blocked account with the right partner and avoid any hassles and undue markup charges and fees.

Remember each remittance carries a currency markup and a remittance fee.

7. Insufficient knowledge about different types of work permits

Understand what type of restrictions you have in terms of working hours and research about the types of visas you’re eligible for.

For example, a part-time job for students is only available once you get your residence permit.

Another case is when you sign up for a research master’s you’re eligible for a 9 months post-study work visa as opposed to the regular 18 months post-study work visa.

Work permit - Study in Germany - Navigus

The list goes on and on. There are many things you need to know about before you get to Germany.

So make sure you do thorough research about your work permit, job opportunities, and your chances to get an EU blue card.

Always be aware of what can happen and prepare yourself.

With this, we come to the end of this blog.

If you want to know more about your visa restrictions or if you have any other queries, register for a free, online counseling session and get all your doubts cleared!

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